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Old 09-02-2010, 08:07 AM   #1
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Default Should I remove collision insurance on my GTP?

Ill make this short and simple. Car isn't worth much (to the insurance company), and my dad owns a bodyshop.

Collision is a extra $150 every 6 months.

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Old 09-02-2010, 08:13 AM   #2
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ive been thinking abotu doing the saem with mine... but 150 bucks every 6 aint much at the same time... so its tough.
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Old 09-02-2010, 08:16 AM   #3
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Better be safe than sorry, otherwise everything would be out of pocket, right? If you decide to take it off?
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Old 09-02-2010, 08:17 AM   #4
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yeah but how much is ti gonna be is the question...

parts are cheap + his dad owns the shop.... may be less hassle just ditchin it.
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Old 09-02-2010, 08:21 AM   #5
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Ditch it. I dropped it on my gtp when I hit 100k. I've never been in an accident though and drive pretty safe.
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Old 09-02-2010, 08:23 AM   #6
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need more money for hookers and blow?
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Old 09-02-2010, 08:23 AM   #7
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Better be safe than sorry, otherwise everything would be out of pocket, right? If you decide to take it off?
Yes, if the accident is my fault it will come out of my pocket. But really the chances of something happening that would cost more than my deductible are low. If the car was involved in a big accident id probably not want it fixed and just part it out. IDK
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Old 09-02-2010, 08:26 AM   #8
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Mine has 125k and still have full coverage on it.
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Old 09-02-2010, 08:28 AM   #9
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yeah i have 149k with full... eek.
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Old 09-02-2010, 08:29 AM   #10
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Yes, if the accident is my fault it will come out of my pocket. But really the chances of something happening that would cost more than my deductible are low. If the car was involved in a big accident id probably not want it fixed and just part it out. IDK
i have collision 100/300/100 on my 68, but thats just cause i have 4 wheel drum brakes and have dumbshit soccer moms cut me off in their x5's and shit, one of these days one of em is gonna get their shit pushed in
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Old 09-02-2010, 08:33 AM   #11
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Mine has 133,000
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Old 09-02-2010, 08:35 AM   #12
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If the car really isn't worth that much then take it off.
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Old 09-02-2010, 08:36 AM   #13
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You would be better served putting that 150 in an "insurance savings account".
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Old 09-02-2010, 08:42 AM   #14
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i dont have full on mine any more...
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Old 09-02-2010, 04:23 PM   #15
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comprehensive is all i would really worry about, shit u have no control over
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Old 09-02-2010, 05:47 PM   #16
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I'd make sure you've got uninsured motorist too.

I like that idea of an "insurance fund". Good way to save cash
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Old 09-02-2010, 06:17 PM   #17
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yes you should.

then lets play bumper cars.
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Old 09-02-2010, 08:03 PM   #18
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one the loan was paid off on my GPs they went to libality only because they are not worth much money.
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Old 09-03-2010, 03:36 AM   #19
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Old 09-03-2010, 03:40 AM   #20
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If your dad owns a bodyshop I would say go for it.
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Old 09-03-2010, 07:55 AM   #21
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Insurance 6 months for GTP is now ~$160. Adding collision nearly doubles it.
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Old 09-03-2010, 08:12 AM   #22
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Damn that's a lot. I pay $360 every 6 months for 2 cars. One is full coverage
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Old 09-03-2010, 08:26 AM   #23
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one the loan was paid off on my GPs they went to libality only because they are not worth much money.

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Insurance 6 months for GTP is now ~$160. Adding collision nearly doubles it.

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Damn that's a lot. I pay $360 every 6 months for 2 cars. One is full coverage


I pay $480/6 months and full coverage on ONE CAR!
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Old 09-03-2010, 11:17 PM   #24
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I pay $480/6 months and full coverage on ONE CAR!
OUCH!
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Old 09-07-2010, 08:50 AM   #25
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SMDH, Im paying $900 for 6 months, and thats for full coverage on my GP and my wifes Galant, and liability on my Suburban.....AND THATS WITH A GOV'T EMPLOYEES DISCOUNT!!!
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