How much is your car insurance 2020
- Thread starter Pewter-Camaro
- Start date
Think we pay about $3500 a year for full coverage and some extras on 18 Trackhawk, 18 Grand Cherokee and 18 Wrangler. Thats with my daughter being under 25yrs old and her having a speeding ticket. She is now 25yrs old and we thought it would go down some this year. But had over $20k in hail damage on 3 vehicles last year and I backed in to my sons Challenger which I claimed on my policy since it was my fault. So thinking it now might go up this year
This is impossible to compare. Your coverage amounts matter and what is covered as well as everyone drives different cars..
You would need to post the entire quote and even then it wouldn't tell you because of driving history...
Get different quotes and my recommendation is go to an agent that can quote you multiple companies rather than an agent that sells one company.
You would need to post the entire quote and even then it wouldn't tell you because of driving history...
Get different quotes and my recommendation is go to an agent that can quote you multiple companies rather than an agent that sells one company.
that makes sense. It would be interesting to know what people are paying in general. I’m just happy at this point she is saving a crap ton of money under my insurance.
Even more than that. Policy limits, deductible amounts, your credit score, and a lot more go into a quote.
The only way to compare is by having different insurance companies quote your specifics.
But don't ever assume you are getting a good deal. Shop around. Be it car insurance, cable, internet, phone plans, etc. The only person who has your best interest is yourself.
Damn, those collision coverage premiums
Is your coverage the same as mine? I think I have higher than average coverage amounts
$500 deductible is the same on collision, I have $0 comp, the liability is 100k/300k, property 100k, uninsured 100/300 (GEICO's standard, I had higher payouts with SF)
Dude your credit score is used in a lot of ways besides credit. I have heard employers may run your credit score if you are in line to be hired. They probably figure if your score sucks you probably can't manage things well.
Shit, I have been on dates where I was asked my credit score. Or if it was at least over a number. People ain't taking risks out here, son! :haha:
So not the same my payouts are 250/500, but not super far off either. I get 3 quotes from my agent each year and this is always the lowest.
Depending on the job, I can kind of see credit score being a factor...I'd have walked out if a date asked me what my fucking credit score was though...if we're talking about moving in together or sharing some sort of financial transaction, then yeah....
I was mainly just talking about the collision specific premium, the payouts each have their own premium breakdown...unless one influences the other
I was mainly just talking about the collision specific premium, the payouts each have their own premium breakdown...unless one influences the other
I thought it did, but seriously not sure how it all ties together.
I do believe trucks and EVs have higher insurance costs. Yay
I kind of chuckled the first time I was asked. I have a good score so I'm not concerned. I mean I kind of get it. I'm kind of glad they think that way. I have dated women that were in it for stability and to have someone support them. And it seems many single women my age bracket have supported low lifes several times. But I did hear on a morning radio show where they were talking about how dates go nowadays. And that credit scores were pretty high in the polling they did.
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