Company Truck Side Swiped me on 88
- Thread starter MIKES3
- Start date
To my understanding they cut the check to you for the price of the final repair, not the quote?
Kamil had a situation like this, hopefully he will step in.
(On a side note, don't try, nor count on making money off the insurance from this, I would request money from the trucking company for the time you had to take off of work that has inconvenienced you, if they say no, consult a lawyer.)
They'll probably recommend you to a body shop and offer to pay whatever they say the estimate is, or if you want to stick with the shops you went to depending on if the shops you went to are more expensive they'll try to bargain with them for a cheaper price and cut you a check and you can do whatever you want with it. At least that's what they told me when my neighbor backed into my car. I fully regret going to the insurance companies body shop cause they did a terrible job.
"IF" they cut the check to my name then I'll go to my local guy in Batavia and have him do it for $1800 and pocket the $600
I am fairly certain they do cut it to your name. My aunt got rear-ended in her van, and she didn't repair it and just pocketed the money despite getting quotes for the repair. (Such minor damage)
but yea, they may MAKE you bring it to one of their shops for a quote, and if its much lower than what your shops gave, they will happily argue with you/them I'm sure.
Insurance fraud FTL, Thats why I said "Don't count on making money off of it"
if you state that you are TRYING to, its bad news.
if you do make money, cool, but this is not the best medium.
I'm not TRYING to, but I would like to. Either way I just want my car fixed but a bonus is great
Thats why I'm saying "don't count on it, and if you get nothing, then hassle them for missed work etc" Catch my drift now? "Hope for the best, plan for the worst"
not sure about that one. What if you take the check and 'repair it yourself'
body shop I don't think has to send anything other than a quote, past that after the insurance company cuts the check, they're done.
not in my expriences, most insurance companies require all materials to be recipted. if u fix it urself, u must send in copies for bondo, part, and figure in labor, and paint. where u gunna get all that?
maybe u wont have to, maybe this truck sompany has some ghetto insurance. mybe the company i dealt with was the ghetto one, im only talking of my experiences not of 'factual' evidence [/disclaimer]
maybe u wont have to, maybe this truck sompany has some ghetto insurance. mybe the company i dealt with was the ghetto one, im only talking of my experiences not of 'factual' evidence [/disclaimer]
Yeah I requested NO bondo. Tha tmakes it a bit higher but the cars still new. I got it 3 months ago with 6700 miles on it. All new shit
If all goes well. I'll buy the mirror and window myself. My Gfs dad has his mechanic shop and can get hook ups on OEM parts.
Who is your insurance through?
Cuz if its through american family... my dad would most likely be looking at your car, and you should send me a pm.
If I were in your shoes, I would have the adjuster come to your house, and write an estimate, and also the check. The adjuster will not need to know where you are repairing it or who is doing the work.
In all honesty, I would let your insurance know, it wouldnt go against you, and your insurance company would go after said company's insurance company for money. Seriously tho, if you have amfam, let me know asap.
Cuz if its through american family... my dad would most likely be looking at your car, and you should send me a pm.
If I were in your shoes, I would have the adjuster come to your house, and write an estimate, and also the check. The adjuster will not need to know where you are repairing it or who is doing the work.
In all honesty, I would let your insurance know, it wouldnt go against you, and your insurance company would go after said company's insurance company for money. Seriously tho, if you have amfam, let me know asap.
I have Nation Wide Insurance. I contacted my agent because she's friends of the family. Rather than paying a $250 deductible which may take up to a year to get back to talk with the company and see what they want to do. I did that. He said depending on the quote he may cut a company check or go through insurance. Well, needless to say he's going through the insurance. I need a rental vehicle as well for work. It will take about 4-5 days.
I'm not sure of his insurance company info as of yet. I'll be calling shortly to find this all out. I spoke with the manager of the company late afternoon and he said he would have it all for me today.
aight. my dad is buddies with a loootttt of body shops out this way... more mchenry area stuff than algonquin, but he is realllly good friends at the guys at adams next to lake in the hills airport, also the one by nicks pizza, spring hill autobody, crystal lake auto body, a few in cary/fox river grove that do reallly good work, either way, if you need anything let me know.
If they're going through insurance their insurance should contact you. They will probably have an adjuster come out or have you drive to an appraisal place. Either way you get a check for the amount. If the repair comes out more than the estimate the body shop has to talk with them to give them more money.
Thread Info
-
Created -
25Replies
-
670Views
-
Participants list
