3800 Credit Report ...
- Thread starter burtgtp1973
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https://qspace.iplace.com/cobrands/444/orde...p=1&sc=6151LPFR
you have to sign up for free 30day trial but I did that and got a few things taken off mine, you have 30 days free where you can dispute items.. Just remember to cancel or they charge you $79.95 per year.
you have to sign up for free 30day trial but I did that and got a few things taken off mine, you have 30 days free where you can dispute items.. Just remember to cancel or they charge you $79.95 per year.
There are certain times when you are entitled to a copy of your report free, no matter where you live. In the event of an adverse decision related to your employment, the employer is required to give you a copy of your report. Otherwise, the free report should be requested from the CRA. You are entitled to a free credit report:
If you have been denied credit (you must request a copy within 60 days).
If you are unemployed and intend to apply for employment in the next 60 days.
If you are on public welfare assistance.
If you have reason to believe your file contains inaccurate information due to fraud.
If an adverse decision related to your employment has been made based in whole or in part on information contained in the report.
If your report has been revised based upon an investigation you request.
P.S. Great site: http://www.privacyrights.org/ Go to fact sheets...
John
If you have been denied credit (you must request a copy within 60 days).
If you are unemployed and intend to apply for employment in the next 60 days.
If you are on public welfare assistance.
If you have reason to believe your file contains inaccurate information due to fraud.
If an adverse decision related to your employment has been made based in whole or in part on information contained in the report.
If your report has been revised based upon an investigation you request.
P.S. Great site: http://www.privacyrights.org/ Go to fact sheets...
John
To a point you take a hit. But I don't think as long as its only one or two times a year it hurts you. Different things hit you differently. Applying for a credit card hits you worse than running credit on a car purchase. Typically only those that need to worry about their credit, have a reason to worry about taking a hit on thier credit.
And plus it is the hits in a time period. For the credit reports I have seen, it is the number in 180 days, so if you want something that involves credit you know the time period you need clear. The reason why cars hit softer is because they know you will shop. Whereas with loans they hit hard, because you should not be shopping to every bank and running an application.
John
and P.S. It is recommended you pull your own credit 1-2 times per year for your own protection. You want to have anything that is in error cleared before you need credit because it takes time to clean these things up.
John
and P.S. It is recommended you pull your own credit 1-2 times per year for your own protection. You want to have anything that is in error cleared before you need credit because it takes time to clean these things up.
I
imported_Ron Vogel
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Creditors look for more than 3 inquiries per quarter. The credit report lists the inquries and who inqured; which is also important. My ex-wife worked at a credit collection firm, so I've a bit of knowledge on it. I found out during the divorce, she pulled my credit report several times by seeing it on my report. Too bad that's very illegal...I talked to her boss; I assured her boss I wouldn't press charges if she was let go. Revenge is sweet...
I
imported_Ron Vogel
Guest
I
imported_Ron Vogel
Guest
Wait, is this your first marriage or is this going on right now?
h34r: Aircal, do all car places run a quick credit check on you even if your not even close to buying a car?...Ive heard of dealers running them while your on the test drive to see what you got...... [/b][/quote]
On my 2nd mariage now, everything is great. I got divorced about 7 years ago...
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