OK, since the tire tread from the truck hit my car.. I could get my front bumper fixed and then the hood as well.. now somebody on here was able to get the ram air hood.. how do I do that??? and also someone told me my rates won't raise since this was a road hazard and I couldn't prevent it... Now if I just fix the front bumper its not worth me going through my ins. Cause I have a 500 dollar deduct. But if I add the hood in I can..