Cheaper yes, a lot more than you're expecting this is going to be? Yes.
Can you afford a $50k car? Serious question.
50k no 40k yes
hence looking at a mid 20s k car and 10kish to sort it out or keep aside for ohh fuck this and this needs to be fixed.
Edit. Also on that note could I afford a 40k note yes. Do I want to no. Again hence the looking at mid 20kish cars and have 10k aside for oh fuck. Really just don't want a monster payment like sub 500 and in the mid 20k range if I break something or need to fix crap I can swallow the bill with out crying.
about 8k available right now and finance the vehicle.
My mortgage account is separate from rest of banking for the house I just got with enough to pay 8 months worth of mortgage payments in it.
Ive been on fucking active duty for 3 years in a row and now that I have a solid job I can actually pull the trigger on a new car soon with out having to use the savings account and mortgage account as funds to cover the bills.
Honestly here the last 3 years have been great financially and I feel like I deserve a better vehicle especially now that im in a wayyyy better position financially than 3 years ago. Hell my house payment is less than my rent was too. So that's a plus. 3800 junk boxes are paid and can be dumped at any time.
Biggest bills right now are 1k mortgage and $330 for SUV.