Never vacation when it's warm here.
We are on the same boat, hence the reason we always take vacation in January, which is Jamaica this coming January.
We get 12 good weeks a year...why people travel during this time is beyond me.
We went to Turks last year in July as we were invited and only needed spending cash and airfare. We are going back this July as well as thats their "off-season"
Being we have to pay for our airbnb this year, (splitting with 10 total people) its the only way its affordable for us. I'm almost certain we are going to a different villa this year as the one last year is refusing to remove tax and cleaning fees for us paying cash. ($900 tax and $600 cleaning fee) The villa we are booking is going to be $10k cash for 5 days. If we werent paying cash it would be closer to $12k with tax/cleaning/fees. That same villa is $19.5k in January