Shit, I have kids, same age and I enjoy the fuck out of my money. ANYTHING I want that I can afford, I will go buy it......NFG.
I dont need to have $100k in the bank, I enjoy my shit now and could care less what you or anyone else has in the bank. You can have a million in the bank and be a miserable MFer because your waiting to enjoy that shit. Here I am loving life with nothing but pennies in the bank lol. (We do have a savings, enough to live for 3 months) but just saying.
I dont want to be one of those guys who winds up with cancer and only given 12-24 months to live and all the sudden all the "what if's and I want" come in to play. Thats why I travel to the places I do and buy the toys I do. Wont be no regrets when I go, I will honestly be able to say I did everything I wanted to. My kids will be fine, they have my 401K, decent equity in the house, and small life insurance. They will survive, I have faith in them. Remember guys, its only money. You can always earn more