aside from DA POINTS yeaahhh i consider fraud and chargeback handling much better with credit cards. i assume banks themselves are better at catching fraud with them as well, although that's just a gut feeling.Been with Chase for a long time, started with a local bank that they acquired, so close to 45 years.
First, stop using a debit card. Do not ever use a debit card. That shit comes directly from your checking account. If you have to, use it as a credit card (using the chip reader or tap), since it will be either a VISA (typical) or MasterCard.
Chase gave me a debit card which is only used in the very rare occasion I have to use an ATM for cash. Otherwise it's usually locked up at home.
have to be military or close family no?USAA.
I've been very tempted to move to WF.Been with Wells Fargo for well over 25 years. Never had an issue large enough I thought about leaving them.
afaik, schwab is the only place that will give you a debit card that doesn't have foreign transaction fees if you're interested in that.I've been very tempted to move to WF.
Having our cash in a small local bank makes me feel nice but it makes it impossible to snag a good deal when we are traveling.
Having easy nationwide access to our money would be super handy.