How are you using your phone to pay?

[DEEZUZ]

So I'm having like a 75% success rate...

I'll sit at POS with my phone unlocked waving it and such and nothing and either it hits it or it doesn't. 2x now I've had to whip out my actual card and tap it to it pay...

Progress.

 

[SpeedSpeak2me]

I had two times this past weekend where the "tap to pay" part didn't work at all, even for a card, so had to use the chip. I chalk it up to goofy POS's or them not being updated correctly.

 

[LikeABauce302]

I use Google Pay. It works well but I've found that in some places if they have their card reader in a metal platform, it sometimes doesn't work.

I try to use it as often as I can. It masks your actual card number, so it's more secure than using your card.

 

[Yaj Yak]

ive never used this but you cats make it sound like i should

 

[DEEZUZ]

I agree it seems stores need to keep their shit up to date.

 

[wombat]

ive never used this but you cats make it sound like i should

You should. Convenience is one thing, security is the other. The vendor is getting a virtual card number, not the one that is linked to your gpay/apple pay - so if a breach does happen, it's not even your actual card that gets leaked.

 

[Yaj Yak]

You should. Convenience is one thing, security is the other. The vendor is getting a virtual card number, not the one that is linked to your gpay/apple pay - so if a breach does happen, it's not even your actual card that gets leaked.

honestly that part of the thread was why i was looking at it.

 

[IZZy]

I am not but reading this thread feels like I should

 

[SpeedSpeak2me]

DEEZUZ real question though, did you use it to buy new shoelaces? ?

 

[DEEZUZ]

I don't shop at stores like that.

 

[Pro Stock John]

I haven't tried to pay with my phone yet, I'm scared to look stupid.

 

[Pressure Ratio]

I used Samsung Pay originally. They had MST (Magnetic Secure Transfer) that would allow you to use it at old terminals that had the swipe-type card readers. So even if it was an old terminal without NFC, I could still use Samsung Pay. It was great! There was another layer of protection. Plus I got to get points on my credit card as well as with Samsung Pay. Double-dipping for extra stuff was nice.

But Samsung ditched it last year on new devices. Then even the tap-to-pay NFC feature wouldn't work anymore. I even went as far as to delete the app and re-install the app. It just wouldn't work anymore. This was on a year-old Note 10+.

But after using Samsung Pay all over the place I wanted to continue using something like it. GPay seems to work well.

the new app is shit

I hate when companies take a perfectly good app or product and come out with a new one that doesn't work nearly as well.

So I'm having like a 75% success rate...

I'll sit at POS with my phone unlocked waving it and such and nothing and either it hits it or it doesn't. 2x now I've had to whip out my actual card and tap it to it pay...

Progress.

I have about the same success rate. It's not my phone, it's the equipment. Gas stations seem to be the worst with the NFC readers working one day and then not the next. I have used my phone and a credit card to have both fail. I have not had one instance when the phone didn't work but my tap to pay credit card did.

 

[ChrisRac]

I'm old fashioned and prefer to whip out my card to physically use.