Help me decide - Truck edition

Yaj Yak

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DEEZUZ

NO PUKESTERS
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Nov 20, 2008
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Less than 6k miles a year and we're worried about mpg?


Sign me the fuck up.

They are over engineered like crazy.
 

Jimbo

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Aug 16, 2005
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Less than 6k miles a year and we're worried about mpg?


Sign me the fuck up.

They are over engineered like crazy.
If you can get past the outdated interiors, would own one of these over any of the big 3 IMO.
 

Yaj Yak

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just thinking outloud. these are bcu rates today.

let's say you go the dealer route, 42k truck. we won't factor taxes cuz new would be equally as bad.

60 months at 6.59% on a 2020 is $823.55 per month

75 mos at 6.59% is 684.73 per month but you're also paying 10k in interest if loan goes the term.



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quick look looks like 4wd crew cab f150's exist for around 50k.

so we'll go 50k at 3.9 percent for 66 is 842.95 per month. so basically the same monthly as a 2020 at 6.59% for 60.
 

Yaj Yak

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May 24, 2007
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Less than 6k miles a year and we're worried about mpg?


Sign me the fuck up.

They are over engineered like crazy.


over engineered = dated as fuck

my 2003 pontiac vibe had the EXACT same mirror adjustment.

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cap42

Restoration Hell
Mar 22, 2005
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I think the tundra's are the second ugliest trucks, right behind nissan. The 1/4 ton toyota's look cool but that's a 1/4 ton are not what I am looking for. I do agree the toyota's would probably be the best buy from a reliability standpoint but I just can't own fugly shit (yes I know that's perspective).

Yes I am financing some of it, but between trading the impala in which I own and will get a good trade in value and dropping some cash it will be a really low payment. I've also got a 830 credit score so it won't be too bad. I've never owned a brand new vehicle, just can't get past the disparity in cost/value between new cars and used cars. The thought of buying a 60k truck and having it be worth 55k or less driving it off the lot just sickens me.
 
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Yaj Yak

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I think the tundra's are the second ugliest trucks, right behind nissan. The 1/4 ton toyota's look cool but that's a 1/4 ton are not what I am looking for. I do agree the toyota's would probably be the best buy from a reliability standpoint but I just can't own fugly shit (yes I know that's perspective).

Yes I am financing some of it, but between trading the impala in which I own and will get a good trade in value and dropping some cash it will be a really low payment. I've also got a 830 credit score so it won't be too bad. I've never owned a brand new vehicle, just can't get past the disparity in cost/value between new cars and used cars. The thought of buying a 60k truck and having it be worth 55k or less driving it off the lot just sickens me.


i mean 830 credit score or whatever you aren't doing better than 5% ish on a used vehicle at best im betting.
 

FirstWorldProblems

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for 6k miles a year i'd for sure price out a 10k mile lease (or lower if it's an option, which it probably isn't). It's EOY and auto inventory has been growing even through the UAW strike, you know they want to move new truck inventory. I've seen ads for pretty solid ram incentives, the jeep gladiator was advertised at 10k under MSRP (from jeep itself, not a dealer).

Leasing can be great if you don't drive much and you can find a rando good incentive. Or if there's no incentives it can absolutely suck.
 

cap42

Restoration Hell
Mar 22, 2005
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i mean 830 credit score or whatever you aren't doing better than 5% ish on a used vehicle at best im betting.
probably true, but it will be a 5yr loan at best and paid off in 3 at the latest. I get $600 a month from work for car stipend even with no longer driving for work. So I'm shooting for a $300-400 payment and dropping the whole stipend just to get the note out of the way.
 

Blood on Blood

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Apr 6, 2005
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for 6k miles a year i'd for sure price out a 10k mile lease (or lower if it's an option, which it probably isn't). It's EOY and auto inventory has been growing even through the UAW strike, you know they want to move new truck inventory. I've seen ads for ram incentives, the jeep gladiator was advertised at 10k under MSRP (from jeep itself, not a dealer).

Leasing can be great if you don't drive much and you can find a rando good incentive. Or if there's no incentives it can absolutely suck.

Appears RAM is having difficulty moving inventory. There may be attractive lease options.
 
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Yaj Yak

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let's wrangle this back on topic

Out of the big 3, if going Ford looks like the 2.7/5.0 is the right option (based on quick searches seems to be the fuckin unicorns)
The cheby/gmc's have to worry about AFM's and lifters? What's up with the 6 speeds?
Dodge, pretty sure I've ruled them out I just don't like them.


if you go 3.5 just do gen 2 which iirc is 2018 and newer, but try to get as new as possible.

i think the afm/lifter thing is there but also a lot of internet folklore and heresay.

i posted a 6.2 ten speed truck too, that'd be a solid option.
 
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