Long story short I have had Haggerty for 2 years now going on my 3rd year if I had decided to renew this coming month with them. Something didn't feel right with Haggerty when I would sell one of my vehicles the policy would only drop $150 from my foxbody for a full year or when I sold my termi the policy only drop like $220 for a full year. I was LIKE WTF this doesn't make sense that means the Firehawk is costing me $900-1000 a year that's just nuts for one car. This past week I contacted Angela aka @Ms. Omicron and she sent me her cell thru pm and would answer any question I had at anytime. Angela saved me over $630 a year that's like 50% savings with Grundy ins and valued my termi $2000 more than Haggerty. If you have any doubts with your current policy its a good time to pm her. thanks Angela and its a good thing I took care of you when I sold you and your husband the 2014 coyote.