They've just invented something called the "credit card". Revolutionary.
https://www.theverge.com/2019/3/25/...it-card-announcement-goldman-sachs-event-2019
https://www.theverge.com/2019/3/25/...it-card-announcement-goldman-sachs-event-2019
At Apple’s “show time” services event today, it announced a new Apple Card credit card, promising to improve things about the credit card experience with simpler applications, no fees, lowering interest rates, and offering better rewards.
To get an Apple Card, users will be able to sign up on their phone in the Apple Wallet app and get a digital card that they can use anywhere Apple Pay is accepted “within minutes.” Customers will also be able to track purchases, check balances, and see when their bill is due right from the app.