10 Year Car loans

[The Beast]

ive built out on ferd's website a few transit's

but the cool options aren't available on one if they're available on another...

and if raptor transit becomes a thing im fuckin in The Beast

I already emailed ford they will be in cameo in Europe real soon

 

[Bob Kazamakis]

Ford is turning in to dodge with this shit

 

[The Beast]

Ford is turning in to dodge with this shit

U mean Chevy with SS

 

[Thirdgen89GTA]

I want that electric Transit from Goodwood 2022 lol. Just gimme the cargo space back, I'll live with the aero loss.

 

[Bob Kazamakis]

U mean Chevy with SS

I mean the raptor stuff at least has some performance gains unlike the Chevy maxx ss

 

[sickmint79]

It really shouldn't boggle your mind though. With 4 kids who do a bunch of sports (think carrying bags around) we wanted a ridiculous amount of space....our Ford Explorer felt crammed. Choices at that point are Expedition Max/Suburban/Navigator/Escalade/etc. We went Expedition Max, and unless you want a low end trim you're not walking out under $712 a month (unless you put a big down payment, but why do that on 0% interest).

Is what it is if you want the space. Told my wife it would have been way cooler to spend basically the same on a new GT500 instead instead of a normie utility car/truck

i'm certainly not evaluating this market but with used cars or vans/wagons or just driving 2 cars, which you are going to own anyway, also seem like reasonable options to consider too. 6 years of a pricey depreciating asset that is making you no money is rough.

 

[Yaj Yak]

i'm certainly not evaluating this market but with used cars or vans/wagons or just driving 2 cars, which you are going to own anyway, also seem like reasonable options to consider too. 6 years of a pricey depreciating asset that is making you no money is rough.

the current fuel costs in driving two vehicles around beeebopppin everywhere would make it make sense alone

 

[Turbocharged400sbc]

Fix your GP and you'll get 40 MPG

 

[IZZy]

I am at the point where I’m probably never singing up for one of these $700+ payments ever again, been there done that and got it out of my system, got tired of being permanently stuck in the hamster wheel of negative equity.

 

[GTPpower]

$712/ month for a vehicle? That's more than my house payment.

 

[SpeedSpeak2me]

The place that I used to work for printed loan statements for one of the big three auto makers. You'd be surprised at some of the monthly payments. Even as far back as 2014 I would see $1500/mo on a personal vehicle. I just couldn't fathom that.

 

[Jimy Bilmo]

The Beast

 

[sktchy]

$712/ month for a vehicle? That's more than my house payment.

That's like two l67s a month

 

[SpeedSpeak2me]

To add to that, seeing anything from $400 - $800/mo on a USED car wasn't surprising either. You'd see someone with a new loan on a 4 year old econobox paying $400/mo because the APR was so high.

I mean, if you have a loan on a new car and it's $900/mo that you can write off, ok. But paying that much out of pocket for a personal car, just staggering to me. I'm also a bottom TCG 10%er, so maybe for some a $1000/mo loan is okay?

 

[sktchy]

To add to that, seeing anything from $400 - $800/mo on a USED car wasn't surprising either. You'd see someone with a new loan on a 4 year old econobox paying $400/mo because the APR was so high.

I mean, if you have a loan on a new car and it's $900/mo that you can write off, ok. But paying that much out of pocket for a personal car, just staggering to me. I'm also a bottom TCG 10%er, so maybe for some a $1000/mo loan is okay?

To be fair even expensing it out you still have to make the payment and it's depreciation you can write off so at a certain point you still lose your ass. (I learned the hard way) this is why the guys with "money" flip trucks every year because they depreciate the whole thing out at once and keep their payments the same rather than stretching it out over time.

 

[GLADIATOR]

I would 10 year loan this bad boy

 

[Stink Star]

I’d pay $1000 a month if it was 0% and it brought me $1000 of enjoyment every month. Sure it’s a depreciating asset, but if you enjoy it, isn’t that what all hobbies are like? Most guys here have enough smarts to buy a cheap car and sell it for more than you bought it but other than making a few thousand bucks it sounds like not much fun as something to do as a hobby. Sounds more like a job- which is fine too if that’s what you wanna do. But if you just want a cool ride and enjoy it, who cares how much it is as long as you can afford it

 

[Yaj Yak]

errrybody on TCG with a bigger payment than $700 right now

 

[Lord Tin Foilhat]

I’d pay $1000 a month if it was 0% and it brought me $1000 of enjoyment every month. Sure it’s a depreciating asset, but if you enjoy it, isn’t that what all hobbies are like? Most guys here have enough smarts to buy a cheap car and sell it for more than you bought it but other than making a few thousand bucks it sounds like not much fun as something to do as a hobby. Sounds more like a job- which is fine too if that’s what you wanna do. But if you just want a cool ride and enjoy it, who cares how much it is as long as you can afford it

guess its time to go buy that Escalade V

 

[SpeedSpeak2me]

I’d pay $1000 a month if it was 0% and it brought me $1000 of enjoyment every month. Sure it’s a depreciating asset, but if you enjoy it, isn’t that what all hobbies are like? Most guys here have enough smarts to buy a cheap car and sell it for more than you bought it but other than making a few thousand bucks it sounds like not much fun as something to do as a hobby. Sounds more like a job- which is fine too if that’s what you wanna do. But if you just want a cool ride and enjoy it, who cares how much it is as long as you can afford it

If my salary let me afford that, comfortably, yeah I would do it. 1000/mo would yield me about 5 minutes of pleasure, which is 4 minutes longer than normal (not including the crying or begging).

 

[sktchy]

I’d pay $1000 a month if it was 0% and it brought me $1000 of enjoyment every month. Sure it’s a depreciating asset, but if you enjoy it, isn’t that what all hobbies are like? Most guys here have enough smarts to buy a cheap car and sell it for more than you bought it but other than making a few thousand bucks it sounds like not much fun as something to do as a hobby. Sounds more like a job- which is fine too if that’s what you wanna do. But if you just want a cool ride and enjoy it, who cares how much it is as long as you can afford it

1000 a month parts budget thooooo?‍

 

[v6buicks]

Yeah, no. I love cars, but there is no such thing as a car that gives me $1000 worth of pleasure every month. The closest I've ever come to that were cars which cost me less than $5000 TOTAL. Even when my house is completely paid off and I'm retired, I'd still rather pay $1000/mo on a vacation property, plane tickets, or tinkering with the junk I already have. If I still don't have my "dream car" before I die then it's really no harm to my soul. That's why I hang out with other car guys who let me ride in and work on their shit.

 

[Turbocharged400sbc]

I wish I could get financing for the 88 LeSabre t-type.... I'd pay over $700 a month for it

 

[Jimy Bilmo]

I wish I could get financing for the 88 LeSabre t-type.... I'd pay over $700 a month for it

HELOC baby!

 

[v6buicks]

I wish I could get financing for the 88 LeSabre t-type.... I'd pay over $700 a month for it

You can. The APR is just outrageous. I almost took a Discover loan out at 12% for an '87 Regal T. I'm so glad my parents freaked the fuck out and pulled some strings to loan me the money instead.

But don't mind any of that shit because that car is meant for you. Just please promise you'll take those dumbass REAR slicks off of it.