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i got lazy about starting the lady boy thread, but i 100% guarantee you if you use apps in thailand you'll inevitably swipe right on ladyboys

yeah if you look to the right of the red arrow on mine you can see the code for the score being referenced. they have a bunch of them and metrics that go into them

fucking wild amount of debt

PLTR is at 34.62 - quite a bump and run lately - i don't mind owning it. right now you can sell a november put 66 days away at $25 strike price for 0.48. 5% annual interest rate on $25 would return $0.226. so for $0.48 - and that's the bid, it will sell - you'd get a 10.618% return instead of...

me too, same era like 95-97 i did mtg

did play this, still have the cards, junior/senior year of hs

i'm 45, no

that seems pretty weird and silly tbh. i don't know what happened when i paid off my house/sold it/moved it off the books myself, wasn't looking at it at the time. very curious.

CK i think has their own models to guess what the credit providers actually produce iiuc? i wonder if they are that sensitive to something like no utilization then a bit of it. this does not make a lot of sense really, did that actually happen? did it just pop up 100 more a month later? like...

it's a line of credit. so you can have 50k and not use it and be charged nothing. you can keep moving funds in and out.

i did a search before i posted above, and there were 12/15/21 (only one 21) month 0% cards. i don't typically see anything advertised as "high credit" as how much credit they extend you is based on some other algo and how much you already have been extended/and by the bank you're applying too...

the key here is the conditional approval part. i had global entry, let it lapse, applied again 3 years later... i kept arriving in the US hoping to do this, but could never do the interview because i wasn't in conditional approval status. after something idiotic like 15 months, they simply...

there's several credit cards that give you a credit for GOES (global entry) which includes precheck. i think it's $100 yearly credit and the approval lasts 4 years for the programs? so you could use it for someone else the next year, or cancel the card. probably the latter given that these...

assembled this. the only positive is that i've been able to structure it impressively cheap, especially given that the first flight is in 6 days and i return home by the 29th. but will it be fun to fly? absolutely not. think there's no way i'm getting to the front of the plane realistically...

i have generally decent experience with airlines directly really. i'm sure thai would tell me to talk to agoda though, and they are a third party, and it's definitely a thing that they can fuck you over. but it was both 30 bucks cheaper and it had cash back so i went for it. the customer...

i remember watching this part going through security and being like YASSSSS THIS IS TEH WAAYYYYYyyy https://youtu.be/Gj_5Pgy-eVQ?si=dhNO-GzWSAjnZGQe&t=44 i have since been on 200? more flights 😅 i actually just got told yesterday i need to be in austin on the 16th, booked a rather rough last...

sounds like the pics are people are at home with some box or presumably removing themselves from the line. which they better, cuz they can get fucked if they are making me wait any longer. https://www.youtube.com/watch?v=2kuyLyznX5A

yeah i think it's 3-5% no cap these days. quite some time ago it was 3% with a $150 cap. i signed up for new cards, had them transfer balances to amex, then had amex write me a check for the negative balance. i had something like 80k borrowed on credit cards for a year at 0%. my credit score...

you could get 0% credit cards; probably you and your wife both, could ask to have credit raised, confirm it's 0% for x period of time... there are 12, 15, 21 month cards... if you borrow a non-trivial amount on this, your credit score will for sure go down. as you'll accrue a lot of debt...

i will watch it, but by watch it i mostly mean leave it up on 1 of 3 monitors while i do stuff