do a load calc to determine if you really need 200 amp service. Also keep in mind if your AHJ follows the newer NEC they probably require AFCI breakers for new work.
I actually just did this myself, remodeled our kitchen and needed more circuits to bring it to code. My panel was full and we debated upgrading to 200 amp service and new panel vs. just adding a small sub panel next to the main. Wasn't worth it to me to have new service conductors trenched. All my appliances are gas, the highest draw is A/C 30amps. Adding a 60amp subpanel adjacent to my 100amp main panel made more sense. The most expensive cost was those damn AFCI breakers.