Good mortgage refinancers

[CMNTMXR57]

Thinking about doing a re-fi on ours and looking for good, reputable options. Not necessarily the David Hockburg's you hear on the Score and now WGN I think or the Quicken loans versions you get on GSTV when filling up.

Click to read more...

 

[Flyn]

PM Sent.

Tim Trauscht
V.P. at Guaranteed Rate
708-359-5169
[email protected]

He's the guy I call whenever I have mortgage questions.

 

[Chet Donnelly]

I did one with e-click Lending (Midwest Equity Mortgage) last summer and it was pretty painless and cheap.

They got me in at the lowest available rate at the time on a 15 year refinance and it only ended up costing me ~$1,000. Did everything over the phone and email, then they sent out a guy to sign the papers. I can PM you the name and contact info of the guy that helped me out if you'd like.

eClickLending - Point, Click, Save

 

[CMNTMXR57]

Yes, please.

Thank you.

 

[sickmint79]

penfed has consistently had the best car and home offers for me any time i've been looking. my brother and i have now done everything through them for something like 10 years.

https://www.penfed.org/

 

[CoppeR]

Lisle Savings Bank. Got 2.65% for 15 years about 2 yrs ago. Cost like $250

 

[CuzzinOlaf]

What are the current rates?

 

[Chet Donnelly]

Lisle Savings Bank. Got 2.65% for 15 years about 2 yrs ago. Cost like $250

Jesus thats a hell of a deal! Wish I stumbled on that when I did mine last year. I got 2.75%...but couldn't find lower at the time (May 2016).

What are the current rates?

Around 3.8% on a 30 year and 3.0% on a 15 year.

 

[radioguy6]

I re-fied through Guaranteed Rate, it was quick and no closing costs.

 

[Egreen99]

Great Lakes Home Mortgage

used this guy couple times.. pretty easy going.

Randolph Hall

Title: Loan Officer

Phone: 847-549-5671

Fax: 847-816-9605

E-Mail: [email protected]

 

[P40E]

Lisle Savings Bank. Got 2.65% for 15 years about 2 yrs ago. Cost like $250

How was it only $250 ? Don't you have to pay for them to come out and appraise your house ? And then paperwork fees ?

 

[Chet Donnelly]

How was it only $250 ? Don't you have to pay for them to come out and appraise your house ? And then paperwork fees ?

Some will do the whole thing for free up front, but then tack on to your interest rate...so you end up paying more in the long term, but less up front.

His rate is nuts though, so not sure how he pulled it off. But in general thats how it works.

 

[CoppeR]

Some will do the whole thing for free up front, but then tack on to your interest rate...so you end up paying more in the long term, but less up front.

His rate is nuts though, so not sure how he pulled it off. But in general thats how it works.

Rate in April 2015 was great plus a 800+ credit score helps. I just checked the paperwork, appraisal was $300 so $550 total.

Refinancing was a million times faster and easier than first buying this house.

 

[HeavyG]

Lisle Savings Bank. Got 2.65% for 15 years about 2 yrs ago. Cost like $250

nice, super sweet rate.... yea some on these smaller financial institutions amaze me with their rates.....

sadly however lots of these smaller guys maintain compliance programs that are in desperate needs of updating...it's all a matter of time before they are extinct