Disgusting low insurance premiums...
- Thread starter blakbearddelite
- Start date
hmmm i've thought of switching from state farm also....ever since my agent changed it seems my shit goes up and up every month when in fact i see commercials for the steer clear program that says it should go down...i've never had a ticket or accident at the age of 24 and i'm married. i pay $82 a month for a wagon!
Exactly! I swear my mustang insurance goes up each year and I have the cleanest record out of everyone I know.
maybe older mustangs get in more accidents. The guy who buys the car brand new babies it but the kid he sells it to a few years later totals it...
I guess but its worth less too so it should be cheaper to insure. I just hate INS companies. Not to mention the "kid" in this case is 31 with a clean record.
When I questioned the premium on the G8 of $478, she said it's because it's a new car. The Mustang is 8 year-old and I still pay $432. So what's the excuse for that? Sometimes I think they pulled rate out of their asses.
Your liability coverage could be getting more expensive while your collision coverage is going down. just happens that liability is increasing at a faster rate...
Maybe 8 year-old mustangs get into a lot of accidents. Thus the insurance company has to keep the premiums high.
That's the touchy part. State Farm knows the car is blown and said they will honor any claim with it being super-charged. The kicker was that they would not put it in writing that an aftermarket supercharger was covered. If it ain't in writing, I have no way of making them honor it in any way. They say they can't put it in writing because they "technically" can't insure it under corporate policy.
Maybe newer G8's don't get in to a lot of accidents... so they have a smaller liability.
Actuaries!
But I'm guessing the reason you guys are noticing these saving is because your insurance agents aren't give you the best prices they can. They give you an initial quote, lets say $400. Well a year later they might be able to quote you at 380 but then they would get less of a commission so they don't tell you. Your agent is being greedy and trying to get a larger commission, but that's just my guess
but i know a few things about insurance and how it works.
Smokinhot
3-man rules!!!!
shiiiiiiiiiiiit man. for my ninja progressive was charging just under 500 a year basic coverage. Geico matched everything i had with progressive and i pay 129 a year. Geico i thought is usually the cheapest.
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