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Old 03-17-2019, 10:04 AM   #1
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Default Aftermarket Warranties, how do I do this?

The M3's factory warranty will be expiring this summer, and based on everything I've read, I should pickup an non-BMW aftermarket warranty.

I put 15ish thousand miles on the car per year and want to protect myself from costly repairs.

Do you guys have any recommendations?
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Old 03-17-2019, 10:56 AM   #2
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Nope, but
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Old 03-17-2019, 10:56 AM   #3
 
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I have seen a lot of people on the Porsche forums that love the Fidelity Platnum Warranty. Many of them listing numerous and/or costly repairs that were covered.


http://www.fidelitywarrantyservices....cle-protection
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Old 03-17-2019, 11:03 AM   #4
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Sell M3 and buy a reliable car like a Furd or Chebby.

Seriously though, I've also heard good things about Fidelity.
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Old 03-17-2019, 11:04 AM   #5
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Nice. I’ll check them out for sure.
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Old 03-17-2019, 11:11 AM   #6
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Ive had good luck (on the service writer side) with Fidelity and (believe it or not) a warranty called FORD ESP.

Ive dealt with probably over 30 warranty companies....

MOST dont do shit for you... or they will cover $80/hr where you have to pay the rest... etc.

Anything you get (brochure) or whatnot.. id be glad to look it over for you to see the fine print, Rick.
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Old 03-17-2019, 11:36 AM   #7
 
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Default Aftermarket Warranties, how do I do this?

FORD ESP, Fidelity or Endurance (supreme, Premium or platinum).

I have an extended thru Endurance and it pretty much covers everything and itís affordable. I shopped around for a long time and Endurance fit all my needs, isnít over the top expensive and is easy to get approvals for repairs.

https://www.endurancewarranty.com/lp...SAAEgKpPvD_BwE
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Old 03-17-2019, 12:08 PM   #8
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i am interested if you find something useful.

an 86 friend with a fidelity warranty bought at time of purchase had good things to say - note that their website doesn't appear to have any contact for quote kind of functionality. so, my question is, can you actually buy one at this point?

i was looking at a warranty for my brz (already out of warranty) simply for the peace of mind on track, because i'm tracking the fuck all out of it. i wouldn't even try to use it for most stuff, i actually just wanted it in the case of catastrophic engine failure. however after the quotes and research i did, i came away concluding all 3rd party aftermarket warranties are total shit. that your best case scenario might be getting something covered with a nightmarish amount of time and effort involved, but that scenario didn't even seem that likely; it just seemed like you were going to get fucked fucked and more fucked.

i'm skeptical you will come to a different conclusion but am certainly interested if you find something promising.
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Old 03-17-2019, 12:19 PM   #9
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Quote:
Originally Posted by syP View Post
Ive had good luck (on the service writer side) with Fidelity and (believe it or not) a warranty called FORD ESP.

Ive dealt with probably over 30 warranty companies....

MOST dont do shit for you... or they will cover $80/hr where you have to pay the rest... etc.

Anything you get (brochure) or whatnot.. id be glad to look it over for you to see the fine print, Rick.
Thanks. Appreciate it!
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Old 03-17-2019, 12:23 PM   #10
 
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What if instead of putting, for example, $3-5k towards the warranty, you put it in a mutual fund? If you end up with a reliable car, you get to keep all of the money plus the rate of return. If you have some problems, you still have money available to put towards repairs without the potential hassle of a warranty company denying your claim or being troublesome. With the warranty, you would be "hoping" you have problems that would exceed what the warranty cost you.

I think it depends on how you expect the reliability of your vehicle to be based on how you use it and the experience of others with higher mileage examples, and how long you expect to keep the vehicle.

Just another option to consider.
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Old 03-17-2019, 12:28 PM   #11
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Quote:
Originally Posted by Dan00Hawk View Post
What if instead of putting, for example, $3-5k towards the warranty, you put it in a mutual fund? If you end up with a reliable car, you get to keep all of the money plus the rate of return. If you have some problems, you still have money available to put towards repairs without the potential hassle of a warranty company denying your claim or being troublesome. With the warranty, you would be "hoping" you have problems that would exceed what the warranty cost you.

I think it depends on how you expect the reliability of your vehicle to be based on how you use it and the experience of others with higher mileage examples, and how long you expect to keep the vehicle.

Just another option to consider.
Risk vs reward. 3k in a mutual fund isn't going to help a ton, but 3k towards a warranty could save me 20k down the road. For a normal car, I wouldn't consider an aftermarket warranty, but based on how much repairs to the motor or transmission could be on this thing, I'll take the safe route.
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Old 03-17-2019, 01:23 PM   #12
 
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What is wrong with getting the BMW warranty?
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Old 03-17-2019, 02:39 PM   #13
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What is wrong with getting the BMW warranty?
They are fine but a ton of money.
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Old 03-17-2019, 02:44 PM   #14
 
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Quote:
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They are fine but a ton of money.
True but if you was around for the Warranty Gold days you might kick up the extra dough.
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Old 03-17-2019, 03:00 PM   #15
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Wut
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Old 03-17-2019, 03:22 PM   #16
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Quote:
Originally Posted by Turk View Post
They are fine but a ton of money.
how much is the bmw one? what is a comparable 3rd party one and have you found a company actually willing to sell you one that doesn't look like a complete pile of shit?
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Old 03-17-2019, 04:16 PM   #17
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Quote:
Originally Posted by sickmint79 View Post
how much is the bmw one? what is a comparable 3rd party one and have you found a company actually willing to sell you one that doesn't look like a complete pile of shit?
I still have to do all that research, but it seems like the BMW guys typically go with a 3rd party warranty rather than the factory extended one.
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Old 03-17-2019, 05:04 PM   #18
 
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You can be like @blowerinabox and trade your twin turbo 4.0 X5 in for a VW Atlas when the bmw warranty is about to expire #isheoutthere
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Old 03-17-2019, 05:53 PM   #19
 
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If you are looking for a bumper to bumper style warranty then you are probably looking for an exclusionary type warranty.

I had good luck with Fidelity Platinum in the past on my wife's E63.
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Old 03-17-2019, 07:15 PM   #20
 
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Quote:
Originally Posted by Turk View Post
Wut
Way back in ancient times when this was a Grand Prix one of the sponsors was Warranty Gold. A good amount of members purchased it. I actually got my money's worth. But then we all received letters saying they where going bankrupt. I think even 10 years later was still In court. Haven't seen a letter in several years and sure not got a refund.
That being said I love extended warranties on cars as I keep my vehicles a real long time. I work with extended warranties but only have a little history outside of the ones we carry at work Route 66 warranty didn't seem to bad and you can choose the level of coverage you want. Even batteries and light bulbs.
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Old 03-17-2019, 08:11 PM   #21
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Quote:
Originally Posted by Z28Camaro View Post
If you are looking for a bumper to bumper style warranty then you are probably looking for an exclusionary type warranty.

I had good luck with Fidelity Platinum in the past on my wife's E63.


Exclusionary, while typically the top tier, also makes understanding whatís covered, and not, much more transparent. It basically only lists what isnít covered, rather than what is with an asterisk.
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