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Old 03-31-2009, 09:37 AM   #1
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Default GM launches Total Confidence program to encourage buyers

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General Motors has announced a new incentive program that it hopes will encourage people to enter the car buying market again. Called GM Total Confidence, the program has four prongs that includes Payment Protection if you lose your job, equity assistance if you trade in your vehicle later for another one from GM, one year of OnStar and the automaker's 5-year/100,000-mile powertrain warranty. We're already familiar with the last two components of GM's Total Confidence program, so let's focus on the first two.

GM's payment protection program is much like Hyundai's Assurance Program in that the automaker will cover your payments in the event that you lose your job. GM's program covers you for 24 months and will make up to nine payments valued at up to $500/month. According to GM, if you qualify for state unemployment benefits, you'll qualify for the payment protection to kick in.

The last element of GM's Total Confidence incentive program is equity assistance, or what GM calls Vehicle Value Protection. This part of the program will cover the difference between what you owe on your vehicle and its NADA Clean Retail Value when you trade it in for another GM vehicle. The idea is to wipe out any negative equity caused by vehicle depreciation when you move on to your next car.

The GM Total Confidence incentive program begins tomorrow, April 1 and runs through April 30, 2009, though could be extended if it works and sales go up. You'll be seeing marketing for the program during the Final Four as well, so keep your eyes open.
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Old 03-31-2009, 04:55 PM   #2
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interesting.....when does this work? but only if you buy new right? LOL
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Old 03-31-2009, 06:29 PM   #3
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interesting.....when does this work? but only if you buy new right? LOL
Yea only new, trying to get those sales goin.
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Old 04-01-2009, 01:54 AM   #4
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They need to increase the warranty to 10 year 100,000 mile like Hyundai, that would really boost sales I think. I don't like Hyundais but have considered purchasing one on multiple occasions as a daily just because of the warranty
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Old 04-01-2009, 02:10 AM   #5
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They need to increase the warranty to 10 year 100,000 mile like Hyundai, that would really boost sales I think. I don't like Hyundais but have considered purchasing one on multiple occasions as a daily just because of the warranty
......

I mean 10 years is hella long to not have to worry about shit, they even cover the light bulbs
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Old 04-01-2009, 02:16 AM   #6
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I know, this is why Hyundai, along with other things, has shot up in sales in the past few years. They instilled confidence in their product with buyers, this is exactly what American auto manufacturers need to do
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Old 04-01-2009, 02:27 AM   #7
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So what's the fastest most expensive GM car out there that I can enjoy for two years scott free? This sounds like a plan.
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Old 04-01-2009, 02:36 AM   #8
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Old 04-01-2009, 02:41 AM   #9
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Meh. I'll take a pass then.
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Old 04-01-2009, 03:10 AM   #10
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but realisticallt these days u dont need ten years to reach 100,000 miles, my dad did it in his 03 silverado in about 4-5 years, i do think they need to up it, but only to like 7, the only cars GM really sells that would need 10 yrs are corvettes and stuff because those are typically summer/weekend drivers
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Old 04-01-2009, 08:39 AM   #11
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Quote:
Originally Posted by bluzohh6 View Post
They need to increase the warranty to 10 year 100,000 mile like Hyundai, that would really boost sales I think. I don't like Hyundais but have considered purchasing one on multiple occasions as a daily just because of the warranty
especially with that Assurance + thing they have going on. They pay your first 3 months payment if you lose your job, and if you don't find anything within that time you can turn the car back in scot free? Shooooooot. Genesis anyone?
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Old 04-01-2009, 12:21 PM   #12
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umm 10 years 100,000 miles is pretty generous I would say. It would be a huge step from 3/36,000 don't you think?
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Old 04-01-2009, 12:22 PM   #13
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Its a mechanical item, of course things are going to need to be replaced, but people don't expect the car to be falling apart right after warranty runs out, which has happened a couple of times to a couple of people I know. Some were Ford owners too.
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